Teaching real people about money in changing times
We started morathenqia in 2019 because we noticed something. People kept asking the same questions about why their savings felt smaller, why groceries cost more, and what they could actually do about it. Not abstract finance theory—just honest answers about inflation and what it means for everyday decisions.
Why we focus on inflation education
Most financial education glosses over inflation or treats it like background noise. But when your dollar buys less each year, that's not background—it's the main event.
We built morathenqia to fill that gap. Our programs don't just explain what inflation is. They show you how to spot its effects in your budget, adjust your planning, and make decisions that account for changing purchasing power.
We work with families, small business owners, and anyone who's noticed their money doesn't stretch like it used to. Some come to us confused about rising costs. Others want to understand investment returns in real terms, not just nominal numbers.
How we teach differently
Our approach strips away jargon and focuses on practical application. Here's what makes our method work for people who've struggled with traditional finance courses.
Context before concepts
We start with your actual situation—what you're seeing in prices, wages, investments—then build understanding from there. Theory comes after you've seen why it matters.
Australian focus
All our examples use Australian data, Australian tax scenarios, and Australian market conditions. No converting American advice or guessing how overseas tips apply here.
Long-term thinking
Inflation plays out over years, not weeks. We teach frameworks for ongoing adjustment rather than one-time fixes. The goal is building habits that last.
I'd read articles about inflation before, but they never connected to my actual decisions. morathenqia's workshop showed me how to look at my retirement savings in real purchasing power terms. That changed everything about how I think about contributions and returns.
Workshop participant, September 2024
How we got here
Started with workshops
Three of us began running evening sessions at a community centre in Canberra. We covered inflation basics for about fifteen people at a time. Word spread through local networks.
Moved online during lockdowns
Pandemic pushed us digital. We adapted our workshops to video format and started reaching people across regional Australia who never had access to this kind of education locally.
Launched structured programs
As inflation accelerated, demand grew. We developed our six-week program format with homework, examples, and follow-up support. Over 200 people completed it that year.
Expanding reach
Now working with community groups, small business networks, and running regular public sessions. Our autumn 2025 program starts in March, with additional sessions planned for mid-year.
Teaching from experience
Our team combines backgrounds in economics, adult education, and small business. We've all seen how inflation affects different situations—wage workers, retirees, business owners, savers. That variety shows up in how we design programs and what examples we use.
